BCU Travel Rewards Card Review
Are you looking for an all-in-one travel rewards card? The BCU Travel Rewards Card may be the perfect choice for you. It offers a low annual fee and no foreign transaction fees. Plus, its rewards program allows you to earn points on purchases that can be redeemed for free travel. In this comprehensive review, we’ll take a closer look at the BCU Travel Rewards Card and how it compares to similar cards.
Earning Rewards
The BCU Travel Rewards Card allows you to earn up to two points per $1 spent on eligible purchases. You also have the opportunity to earn a one-time bonus of 10,000 points when you make $1,000 in purchases within 90 days of account opening. Rewards points can be redeemed for cash back, travel, gift cards, or merchandise.
Additional Benefits
The BCU Travel Rewards Card provides several additional benefits, including travel accident insurance, rental car insurance, and extended warranty coverage. It also offers travel assistance services, such as emergency medical and legal assistance. Plus, cardholders can access cardholder-only deals and discounts.
Annual Fee and Interest Rates
The annual fee for the BCU Travel Rewards Card is $0. There is also no foreign transaction fee. The introductory APR for balance transfers is 0% for 12 months and the variable APR after that is 14.99-19.99%, depending on your creditworthiness. The variable APR for purchases is 14.99-19.99%, depending on your creditworthiness.
Comparing to Similar Cards
The BCU Travel Rewards Card is similar to other travel cards, such as the Chase Sapphire Preferred Card and the American Express Gold Card. The Chase Sapphire Preferred Card offers a higher rewards rate (2x points on travel and dining, 1x points on all other purchases) and an introductory bonus of 50,000 points after you spend $4,000 on purchases in the first three months from account opening. The American Express Gold Card offers a higher rewards rate (4x points at US supermarkets, 3x points at US gas stations, 1x points on all other purchases) and an introductory bonus of 35,000 points after you spend $4,000 on purchases in the first three months from account opening. However, both cards have an annual fee of $95.
Conclusion
The BCU Travel Rewards Card is an excellent choice for travelers who want to earn rewards on their purchases and avoid annual and foreign transaction fees. It offers a low introductory APR and no annual fee, making it a great value. Additionally, its rewards program allows you to earn points on purchases that can be redeemed for free travel. If you are looking for an all-in-one travel rewards card, the BCU Travel Rewards Card may be the perfect choice for you.
Closing Message
For those who are looking for a travel rewards card that is easy to use and has no annual fee, the BCU Travel Rewards Card is an excellent choice. You can earn rewards points on your purchases and redeem them for free travel. Plus, you can take advantage of its additional benefits and low interest rates. Try out the BCU Travel Rewards Card today and start taking advantage of its great features!